It is important to be organized when searching for a new home and making sure you understand this process.
This Checklist will help you begin your process.
Follow up Check List:
Serious Buyers! It is time to get started. Do not pull your credit for anything other than your mortgage process (shopping for home owners insurance will require a credit check, wait until near the end of process and ask you loan officer 1st). Do not apply for a credit card just to get a free gift!
PRE-APPROVAL First!
This process should take place before looking at houses. If you are not sure where to go, consult a RGH Realty #1, Inc. agent that you are comfortable with, he/she may be able to recommend several companies. It is important not to be embarrassed or secretive; explain what ever your situation is whether you’ve filed bankruptcy, collection accounts, tax liens or devoice. This will help the RGH Realty #1 agent send you in the right direction.
Date: __________________
Completed Loan Application Date: ___________________ *Check with your lender for additional needs if you are divorced, paying child support, self- employed; or if you own income property(s).
Agency Disclosure:
Determine how you are represented at your first meeting with all agents you preview houses with.
Seller's Agent
Buyer's Agent
Dual Agent
If yes, Company Name and Date:
Company 1:
Date:
Company 2:
Date:
Company 3:
Date:
Fair Housing Explained:
Yes:
No:
Earnest Money (don't give cash):
Date:
N/A:
*Not always required should be refundable if transaction doesn't take place or credited at closing.
Keep track of Multiple Listings- get copies of all properties you have seem with agents and take notes on each listing. Write the dates and agent you preview property with.
